"To secure investment after retirement" requires considerate planning and education

Many financial experts adopt a magnificent theory and use mathematical formula to convince that the vast seas of American investors will accept the vision of full US retirement account balances. They had X $ to spend luxurious lifestyles spent with exotic travel, expenditure and spending to cover medical expenses in your retirement portfolio by the time you are 65 years old My beautiful retirement lifestyle is not necessarily my cousin, or my next door's problem, like a "beauty" "It's in the eyes of Beholder!" About us, we are actually working on a dangerous business called investment.

It may not be a false conclusion. The Penny Stock Investors are investing for retirement. Some companies develop investment portfolios to hedge current business needs. Some people can invest to prove what they can do to themselves and others, others invest as a business generating monthly income to fulfill their duties. Nonetheless, others are investing in one goal, accumulating a large amount of cash, and is called "day trader".

This article is not an attempt to persuade people to invest, but only explains the motivation of investment from a different point of view for the reason. Even if you are a full-time investor, you have to think about retirement, whether you are just beginning, or have become a "by-voluntary" investor for years.

Regardless of your motivation, you can invest in one eye and see the way to retirement, regardless of how long or short you are. We all instinctively know that we will "give up", "give it", or "wear" someday! Now I am not trying to become pessimistic, especially to have bad news for you in my 20's and 30's. However, I am impressed by everyone, just like the market, life is not guaranteed! That makes life and market share change, volatility, risk, and dare to show the same trend. I talk about rates, loads and charges. Why do you think monopoly games are very popular? Monopoly like real life reflects the whole concept of "time and opportunity".

Please remember this to those who are winners of Monopoly. Life is not a board game, you can not memorize all the cards that you can throw. This is like an investment! Multiple volatile states will affect your investment 24 hours a day, 365 days. I can not stop time and opportunity from happening to you or someone else. Since we all have this basic knowledge, is not it prudent to look at at least the road, make a basic vision of what kind of retirement you want and what age you are? What? There are several topics for your consideration.

Living arrangements - Family Residence, Condominium, Townhouse, Retirement Village? How much will the cost be based on today's economy? And how many times you multiply 3% of inflation from your current age to full retirement? In order to adjust the current inflation rate, we need to review this every year. Inflation is not really a problem at the moment, but it is not always the case at all.

Medical bills - We do not really know anything beyond being able to count stars in the night sky. This is true for most investors who currently live in the United States. Since this is a high risk area, alternative plans other than cumulative cash are required. There are two important concepts necessary to learn "mortality and morbidity". They will make you feel really happy! Absent!

Food - Here is the topic on which the whole 2 hour seminar is based. Many people who live in the boomer generation today remember when the cost of a loaf of bread was.

Coffee at Kent and restaurant was 25 cents. How about an incredible egg? From 1985 to 1987, the price per dozen ranged from 42.9 cents to 51.5 cents.

(University of California Cooperative Extension No. 85, 30 June 1988)

Currently, a dozen large-grade "A" eggs are sold for 1.7059 dollars in 2012, but carton organic brown eggs range from $ 2.61 to 3.16 dollars

(Http://www.ams.usda.gov/pymarketnews.htm or PYMNDSM@ams.usda.gov)

Based on these three living areas, we can guess that life will become more expensive in the future than now living. This does not take into account the punitive tax system currently in the US, or new tax voted before retirement and retirement.

In what ways can you offset risk by careful planning? One can reduce risk with an investment plan that emphasizes annual returns that overcome inflation and catch up to the market. I will never offer bad news like negative feedback. I think you agree that these kinds of accounts will be the perfect holding area for your "bread and butter" retirement fund. What are these types of accounts? Well, it is readily available in all cities, states, and nationwide, in that they are Indexed Annuities.

A safe and guaranteed pension system can provide income protection for you for your lifetime. While waiting for income to start, the account grows and you can compound the repayment amount of interest generated. It was collateralized with another type of interest. And I will not give you a negative return.

Some investors work from a future strategy, when social security income reaches the maximum retirement age, or accumulate more cash reserves as early as possible, or purchase the pension at that amount I can. Let's respond to inflation. Then go in a happy way that they are furious stock investors who are inside.

Tying this to a trained investment strategy now has a plan focusing on retirement that allows the post-retirement funds to always be safe and growing peace of mind while at the same time becoming a penny stock investor I can.

All the best & happy investment!

Randall Cox

www.PennyStockSuccessTips.com

PS In my next article, I posted "Create Investment" Safety Net and "Old-style Insurance". I will clarify little known hints and strategies most couple did not consider. These concepts will help couple with investor oriented partners and couples afraid of endangering the financial future. To buy a company by acquiring cash with no secret tax that wealthy people used in turn.